To set up a small business, costs are frequently financed with personal funds including loans, savings and borrowing money from family members and sometimes even credit card advances. But, it's usually necessary to find larger amounts of financing than these methods if your business is to grow. Rather than borrowing money, sometimes, a better alternative may be to raise equity for the business. "Equity" means to bring in additional partners and owners who make capital addition to the business, rather than loaning money.

The integrity of the financial and banking services marketplace rely heavily on the understanding that it functions within a framework of high professional, ethical and legal standards. A reputation for integrity is one of the most important assets of a financial institution. If particular institution process funds from criminal activity, either because its directors or employees have been bribed or because the institution turns a blind eye to the criminal act of such funds, the institution becomes part of the criminal activity. Such conspiracy will have a damaging effect on the attitudes of other financial channels and of regulatory authorities, as well as ordinary customers. Also, as it rewards crime and corruption, money laundering damages the integrity of the entire society and rule of law.

Offshore banking and asset protective cover schemes are completely covered by the law. An offshore incorporation is used for various business activities and purposes. An offshore incorporation could be formed for businessmen, commerce over the internet (e-commerce), consultants, international business, custody of movable and immovable property, inheritance purposes. Offshore incorporation is thus an ideal way to protect your asset and to plan your taxes. It is especially appropriate for high net worth individuals.

Suitable tax planning is essential to your financial saving and investment for a number of reasons. The main reason is to ensure that you are not paying more taxes than you should and getting all the breaks and you are entitled to. The long term advantages are confidence that your assets are working for you in the most productive manner possible and greater financial security. If your tax proceedings are not handled properly, you may risk owing large sums of money in unpaid tax or being audited by your government.

The main advantage is security and privacy that you and your business get. Your money in a domestic bank account is not really safe and secure, at least, not secure from the government. In any case where you are considered to owe money, either in payment, taxes or certain fees, or even (in some countries) child maintenance payments, the government can actually track your account and withdraw funds without giving you any indication, notice or seeking your permission. The best way to protect your asset is through the opening of an offshore bank account.

Yes, probate is necessary before any assets and property can be obtained, distributed or allocated. It is not possible to access a deceased's bank account details or other assets (except to pay funeral invoices and estate tax), track and rescue investments or sell property without activating probate proceedings. Probate is a time consuming and a difficult process. Acquiring probate is usually the responsibility of the executors of the will, or the deceased closely related person if there is no will. The person who takes care of probate is then legally responsible to ensure that the deceased's estate is dealt with correctly.

No, you don't need to be a real estate agent nor require license in order to invest in real estate property. You only need the license if you are an agent and bringing buyers and sellers together. This is because you are acting as a representative for someone else and when you buy a real estate, you are doing it on your own behalf.